Inequalities within our financial and credit systems are pervasive. Some are rooted in systemic structures, while others stem from unconscious biases ingrained in local cultures. The systemic issues are the most challenging to address, as they are deeply embedded in the framework of the system itself. Unfortunately, these problems often go unresolved, and the wealth […]
Ethical and Legal Concerns About Tradelines It is common for people’s initial reaction to the business of selling tradelines to be: “Is that even legal?” Many instinctively feel that something about it seems off—a sense that it is “gaming the system.” Yet, on the other hand, almost everyone—including banks, credit bureaus, and regulators—unanimously agrees that […]
If you want to buy tradelines, be a broker, or a person selling tradelines, this will be the best article you can ever read about it. I will start with the biggest misconception of them all: TRADELINES DO NOT FIX HIGH UTILIZATION. Not anymore, at least. In the past, they may have or even did […]
